K3's Insurance Agency
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Privacy Policy

Effective Date: January 1, 2024

Introduction

K3's Insurance Agency ("we," "us," "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site or use our services.

Information We Collect

We may collect information about you in a variety of ways. The information we may collect via our website and services includes:

Personal Data

Personally identifiable information, such as your name, email address, business name, and other similar contact data that you voluntarily provide to us when you register on the website, express an interest in obtaining information about us or our products and services, or otherwise contact us.

Business Information

Information about your business operations, financial needs, funding requirements, and related business data you provide when applying for our services or consulting with our team.

Usage Data

Information our servers automatically collect when you access the site, such as your IP address, browser type, operating system, access times, and the pages you have viewed directly before and after accessing the site.

Use of Your Information

We use the information we collect or receive:

  • To process and respond to your inquiries and requests for our financial services
  • To send you administrative information, such as updates about our services and changes to our terms and policies
  • To evaluate your eligibility for our lending products and services
  • To communicate with you about products, services, and promotional offers that may interest you
  • To improve our website, products, and services
  • To comply with legal obligations and protect our legal rights
  • To prevent fraud and enhance the security of our services

Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

By Law or to Protect Rights

If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.

Business Transfers

We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

Third-Party Service Providers

We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

Important Data Sharing Exclusion

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS & Text Message Communications

If you opt in to receive SMS or text messages from K3's Insurance Agency, the following terms apply:

Consent to Receive Messages

By providing your mobile phone number and expressly consenting via our contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from K3's Insurance Agency using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message Frequency

Message frequency varies based on your activity and our promotional campaigns. You may receive up to 4 messages per month.

Data Rates

Message and data rates may apply based on your mobile carrier's plan. Please consult with your carrier for details about your messaging plan and any associated fees.

Opt-Out / STOP

You can opt out of receiving SMS messages at any time by replying STOP to any message from us. After you send the message "STOP", we will send you a confirmation message and no longer send you messages unless you opt in again.

Help / Assistance

For assistance or questions about our SMS program, reply HELP to any message from us, or contact us at samuel@k3sinsuranceagency.com.

Not a Condition of Purchase

Consent to receive SMS messages is NOT a condition of purchase. You may still apply for and receive our services without agreeing to receive text messages.

Supported Carriers

Our SMS program is supported by all major U.S. wireless carriers. Service may not be available in all areas or on all devices. Please check with your carrier for coverage details.

Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • The right to access the personal information we hold about you
  • The right to request correction of inaccurate or incomplete information
  • The right to request deletion of your personal information
  • The right to opt out of marketing communications
  • The right to withdraw consent for SMS communications at any time

Do Not Track Signals

Most web browsers and some mobile operating systems include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference. At this time, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe we have collected information from a child, please contact us immediately so we can take appropriate action.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top of this policy.

Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

K3's Insurance Agency
1602 S Parker Rd Ste 207
Parker, CO 80231
Email: samuel@k3sinsuranceagency.com

K3's Insurance Agency

1602 S Parker Rd Ste 207
Parker, CO 80231

Email: samuel@k3sinsuranceagency.com

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